For umbrella companies
The agencies on your panel are now directly liable for your PAYE under Finance Act 2025. They will be checking your FCSA status every day. payroll.law gives you the compliance evidence they need — automatically.
Umbrella plan · £199/month · Unlimited contractors · No credit card during trial
Finance Act 2025: agencies are monitoring your FCSA status and PAYE compliance daily
The agencies that use your umbrella service now hold direct PAYE liability under Finance Act 2025. They will use tools to monitor your FCSA membership status, score your fraud risk, and check your Companies House filings — automatically, every day. Umbrella companies that can demonstrate proactive compliance will keep their panel relationships. Those that can't will lose them.
£199/month · Unlimited contractors · 14-day free trial
PAYE for contractors
Full PAYE calculation for all contractor workers. All tax codes, NI categories, student loan deductions. 2026/27 rates.
FCSA 14-standard tracker
Every FCSA standard has a compliance status. Log evidence. Track changes over time. Export for audit.
Agency reconciliation
Submit gross invoice + net pay data to each agency on your panel. Variance flagged automatically.
Employer costs statement
Per-worker statement showing gross invoice, employer NI, pension, margin, net pay. Download in one click.
Finance Act 2025 audit
Complete audit trail of your compliance activity. Every RTI, every FCSA review, every reconciliation. HMRC-ready.
Contractor payslip portal
Workers access their own payslips, P60, and auto-enrolment status online. Reduces your admin load.
The FCSA Code of Compliance has 14 standards. payroll.law tracks every one — with a compliance status, evidence notes field, and last-checked timestamp. Your FCSA audit file, maintained in real time.
Robust payroll processes
RTI FPS submitted on or before every payment date. Zero tolerance for late submissions.
Worker engagement contracts
Employment contracts compliant with ERA 1996. Tracked against each worker record.
Holiday pay compliance
Holiday entitlement tracked per worker. Accrual and payment documented.
Statutory pay compliance
SSP, SMP, SPP, ShPP, SPBP processed correctly. 2026/27 rates applied automatically.
Auto-enrolment compliance
Eligible jobholder assessment every pay run. Enrolment notices, opt-out processing.
Tax and NI transparency
Employer costs statement generated per worker. Margin, employer NI, gross pay visible.
Insurance requirements
Tracking field for PLI/ELI confirmation. Evidenced in due diligence report.
Data protection compliance
NI numbers and bank details encrypted at rest. Access controlled by RLS.
Margin disclosure
Margin percentage logged per agency relationship. Available for reconciliation.
Anti-fraud controls
HMRC Named Tax Avoidance Schemes list screened. Payroll anomaly detection active.
Right to work checks
Worker right-to-work status field — tracked against each employment record.
Complaints handling
Worker complaint log. Escalation to Human QA for compliance-relevant issues.
Continuous compliance monitoring
Automated alerts for RTI rejections, pension lapses, NLW breaches.
Professional Passport membership
PP membership status tracked alongside FCSA — both checked daily.
One flat fee. Unlimited contractors.
Umbrella
Unlimited contractors · 14-day free trial
No credit card required · Cancel anytime